10 minute read – While meeting regulatory requirements is important, an effective concentration risk management process should connect with the financial institution’s strategy and business model – not simply be a checklist of limits. Set Limits Against Capital or Assets? Financial regulators have stated a preference for setting concentration limits as a percent of capital, […]
3 minute read – Banking as a Service (BaaS) is gaining more attention as FinTechs and non-financial companies look for opportunities to provide financial services to their customers without having to become a financial institution. The Apple Card is a common example of BaaS where the consumer does everything through Apple, and Goldman Sachs handles everything on […]
Decision-makers are consistently searching for opportunities for more earnings in this low-rate environment. In this c. myers live, we discuss considerations for adding derivatives to your strategy. Joining us to share his expertise is special guest, Ben Lewis, from Chatham Financial. Founded in 1991, Chatham Financial partners with over 200 financial institutions, helping to launch and grow borrower-facing swap programs, and providing support for hedge accounting […]
