Entries by Kailyn Miller

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Does Analyzing Business Decisions Through Volatility Make Sense?

A strong indicator of expected trends and opportunities credit unions are exploring is often found in the type of what-ifs requested from our clients. One of the many what-if requests we are getting is addressing deposits leaving, especially high-balance money markets. This pressure on liquidity, combined with other changes in the environment, is resulting in […]

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180-Second Exercise: Auto Subscription Plans Expected to Replace Leasing

Advancements in technology and easy access to mounds of data enable businesses to fuel consumers’ growing desires to have: Essentially on-demand access to experiences and “things” Little – to no – lasting commitment Frequent and easy access to micro-purchases This can open numerous doors for credit union decision-makers to evolve their thinking and mindsets on […]

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Is Your Certificate Promotion Doing What You Want?

As liquidity and cost of funds pressures continue to be a focus, credit unions are exploring possible funding options within the liquidity toolbox. Among them, certificate promotions which, in this rate environment, are becoming a more frequently used tool. On the surface, attracting liquidity through certificates seems straightforward. Offer a competitive rate, promote it, and […]

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