Tag Archive for: ALM education

This hybrid course is uniquely designed for those who have responsibilities for making strategic recommendations and/or decisions, yet don’t live in the details of ALM.  

In today’s fast-moving world, it is essential for C-Suites and Senior Leaders to understand and use ALM as a key driver of success by quickly and more effectively grasping short- and longer-term stakeholder and financial impacts of decisions they face.   

Using opportunities and issues decision-makers face today, following are just a few examples of the questions we will discuss.  

• What are key considerations in balancing inflationary pressures with the distinct possibility of a recession while preserving customer value? 
• Liquidity and affordable funding stresses are mounting for individual financial institutions, as well as the possibility of stresses systemically.  What should we have on our radar screen to be better prepared? 
• How can we improve the way we link decision information from our various business lines and delivery channels to have a more complete view as we are making decisions? 

• What are the “So What’s” of the various ALM methodologies?  

This course is highly interactive.  To help reinforce learnings, participants will have the opportunity to practice the power of “what-ifs” and quickly see how the actions they are considering can change financial performance under a wide range of economic possibilities.  

Make sure to bring your questions.  Throughout the course, there will be opportunities to discuss specific questions, issues, and decisions you may be considering.  

Course Times:  

Wednesday, September 20 2023:  8:00am – 3:00pm PT  

Thursday, September 21 2023:  8:00am – 3:00pm PT   

Who Should Attend:  

Members of the C-Suite and senior leadership who need to understand ALM and have responsibilities for making strategic recommendations and/or decisions. 

Logistics:  

This experiential learning event is hybrid – you can choose to attend virtually or in person.  This synchronous learning environment has proven to be successful in engaging discussion and providing interactive learning for all attendees.   

If you choose to come see us in person, you would be visiting sunny Phoenix, Arizona.  We are located next to South Mountain Preserve, the nation’s largest municipal park, with 51 miles of trails for hiking, biking, and horseback riding.  You may even want to make a long weekend of it and visit Sedona or the Grand Canyon.  We also are near several local favorites like the Desert Botanical Garden and the Phoenix Zoo. 

Fees, Refund, and Course Cancellation Policy: 

Fee*:  $725 for one participant; $630 for each additional participant from the same financial institution.  

Refunds will not be given for cancellations received less than 30 days prior to the session; however, a substitute from your financial institution is welcome.  

In the rare case that a class must be cancelled, c. myers will make every effort to do so 30 days or more in advance of the class, in which case we are not responsible for travel costs or penalties incurred.  

*Reduce your fee 15% by registering at least 30 days prior to the course.  

Finance teams have a unique challenge in that their institutions rely on them to deeply understand the ins and outs of ALM and effectively communicate the short- and longer-term financial impacts of various decisions. 

This course is designed to break down and simplify the complex web of methodologies and assumptions using real-world scenarios and modeling what-ifs.   

For Those Who Need to Sweat the Details is a combination of virtual and in-person (limited) attendees.  This synchronous learning environment has proven to be successful for engaging discussion and interactive learning for all attendees. 

Finance teams have a unique challenge in that their institutions rely on them to deeply understand the ins and outs of ALM. 

Day 1:  Setting the Foundation 

Day one in classroom style is designed to provide a basic understanding of ALM methodologies and assumptions while providing useful ways to communicate how the numbers connect to your institution’s strategy. 

We will address simple concepts of: 

• What risks you would want to measure and how to evaluate those risks 
• NEV, Static Balance Sheet, Long-Term Risks to Earnings and Net Worth:  Understanding the results and how to use them 
• What assumptions are needed for different methodologies 
• Understanding profitability by asset category 
• Introduction of Napkin Math to evaluate the reasonableness of answers 

Days 2-4:  Methodologies, Assumptions, and Messaging 

Days two through four are designed to break down and simplify the complex web of methodologies and assumptions using real-world scenarios and modeling what-ifs.  This interactive format allows for learning practical ways to communicate how the numbers connect to strategy. 

We will address questions we often hear, such as: 

• What does each common ALM modeling methodology tell us – or not tell us? 
• What are the top 10 observations from model validations? 
• What are proven practices for creating reasonable modeling assumptions and identifying key issues in our model setup? 
• What are advanced approaches for creating strategies to optimize sustainable earnings and remain within our established risk limits? 
• How can we calculate our strategic capital requirements in order to communicate risks to net worth in aggregate? 
• What questions should we consider when quantifying our liquidity needs? 
• What are practical ways to help other decision-makers see the short- and long-term financial impact of our strategic plan? 
• What are financial institutions being asked by examiners about their ALM process? 

Our engaging instructors work with hundreds of financial institutions.  Bring your questions.  They will be ready to answer them. 

Logistics:  This experiential learning event is hybrid – you can choose to attend virtually or in person.  This synchronous learning environment has proven to be successful in engaging discussion and providing interactive learning for all attendees.  

If you choose to come see us in person, you would be visiting sunny Phoenix, Arizona.  We are located next to South Mountain Preserve, the nation’s largest municipal park, with 51 miles of trails for hiking, biking, and horseback riding.  You may even want to make a long weekend of it and visit Sedona or the Grand Canyon.  We also are near several local favorites like the Desert Botanical Garden and the Phoenix Zoo.

Who Should Attend:  CFOs and finance team members 

What People Are Saying: 

“The quick math formulas are very valuable and something I can share with my ALCO” – Chief Financial Officer 

“It was helpful to run through different scenarios and understand the overall impacts” –  Senior Financial Analyst 

“I now have a better understanding of reports and visualizations” –  Director of Finance 

Course Times:

Tuesday, June 20, 2023:  8:30am – 1:30pm PT 

Wednesday, June 21, 2023:  8:30am – 1:30pm PT 

Thursday, June 22, 2023:  8:30am – 1:30pm PT 

Friday, June 23, 2023:  8:30am – 1:30pm PT 

Fees, Refund, and Course Cancellation Policy:

Fee*:  $980 for one participant; $840 for each additional participant from the same institution. 

Refunds will not be given for cancellations received less than 30 days prior to the session; however, a substitute from your financial institution is welcome. 

In the rare case that a class must be cancelled, c. myers will make every effort to do so 30 days or more in advance of the class, in which case we are not responsible for travel costs or penalties incurred. 

*Reduce your fee 15% by registering at least 30 days prior to the course.